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About This Course

Who this course is for:

  • Students who want to learn about personal finance and credit

What you’ll learn: 

  • How to build a top-tier credit profile
  • How to create a budget
  • Learn how your credit score is calculated
  • Learn how to keep track of your finances
  • How to get access to lines of credit
  • The right credit cards to get that offer 0%
  • Learn the differences between good debt vs bad debt
  • Learn the differences between assets vs liabilities

Requirements: 

  • No prior knowledge is required to take this course

This course is for complete beginners where you’re going to learn tips, techniques, and methods to build and maintain top-tier personal credit status.

Even if you already have some knowledge, or want to learn about the advanced tips and techniques for building a top-tier credit profile, this course is for you!

No matter what the scenario or how complicated you may think personal finance and credit is, this class gives you the foundational training you need to become proficient with personal finance and personal credit – and start achieving your personal financial goals!

Here are 7 rules to live by for your personal finances:

  1. Avoid credit card debt that is spent on liabilities

Credit card borrowing rates are egregiously high and paying those rates is an easy way to negatively compound your net worth. If you carry credit card debt for a prolonged period of time, you’re not ready to invest your money in the markets. Make sure if you are carrying a balance, you’re buying assets.

  1. Building credit is important

Likely the biggest expense over your lifetime will be interest costs on your mortgage, car loans and student loans. Having a solid credit score can save you tens or even hundreds of thousands of dollars by lowering your borrowing costs.

  1. Income is not the same as savings

There is a huge difference between making a lot of money and becoming wealthy because your net worth is more important than how much money you make. Having a high income does not automatically make you rich; having a low income does not automatically make you poor. All that matters is how much of your income you set aside, not how much you spend.

  1. Saving is more important than investing

Pay yourself first is such simple advice, but so few people do this. The best investment decision you can make is setting a high savings rate because it gives you a huge margin of safety in life. You have no control over the level of interest rates, stock market performance or the timing of recessions and bear markets but you can control your savings rate.

  1. Live below your means, not within your means

Living within or above your means is how you end up going from paycheck to paycheck without ever truly building wealth. The only way to get ahead is by living below your means and setting aside a portion of your income for the future.

  1. If you want to understand your priorities, look at where you spend money each month

You have to understand your spending habits if you ever wish to gain control of your finances. The goal is to spend money on things that are important to you but cut back everywhere else. And if you pay yourself first, you don’t have to worry about budgeting. You just spend whatever’s leftover on the things that truly matter to you.

  1. Automate everything

The best way to save more, avoid late fees, and make your life easier is to automate as much of your financial life as possible. The goal is to make the big decisions up front so you don’t need to waste so much time and energy tending to your finances.

Our Promise to You

By the end of this course, you will have learned credit and personal finance.

30 Day Money Back Guarantee. If you are unsatisfied for any reason, simply contact us and we’ll give you a full refund. No questions asked. 

Get started today and learn more about credit and personal finance.

Course Curriculum

2h 36m

Section 1 - Personal Finance And Credit Mastery Intro
Downloadable Course Resources 00:00:00
The Game Of Credit 00:00:00
Why The Rich Get Richer 00:00:00
Biggest Secret Of The Rich 00:00:00
Cashflow Quadrants 00:00:00
The Power Of Compound Interest 00:00:00
What’s Your End Goal? 00:00:00
Section 2 - Personal Finance Mastery
What Exactly Is Money? 00:00:00
Rules Of Personal Finance 00:00:00
Assets Vs Liabilities 00:00:00
The Psychology Of Debt 00:00:00
Good Debt Vs Bad Debt 00:00:00
Analyzing Your Spending Habits 00:00:00
Section 3 - How To Get Elite Credit Status
Understanding FICO Credit Scores 00:00:00
Why You Need Elite Credit Status 00:00:00
How Your Score Is Calculated 00:00:00
How Tradelines Work 00:00:00
Revolving Vs Installment Credit 00:00:00
Secured Vs Unsecured Credit 00:00:00
Credit Card Tiers 00:00:00
Building Your Credit Foundation 00:00:00
Ten Credit Laws 00:00:00
Section 4 - Intro To Business Credit
Intro To Business Credit 00:00:00
Set Up Your Business Credit Correctly 00:00:00
Business Credit Bureaus 00:00:00
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