About This Course
Who this course is for:
- Students who want to learn about personal finance and credit
What you’ll learn:
- How to build a top-tier credit profile
- How to create a budget
- Learn how your credit score is calculated
- Learn how to keep track of your finances
- How to get access to lines of credit
- The right credit cards to get that offer 0%
- Learn the differences between good debt vs bad debt
- Learn the differences between assets vs liabilities
- No prior knowledge is required to take this course
This course is for complete beginners where you’re going to learn tips, techniques, and methods to build and maintain top-tier personal credit status.
Even if you already have some knowledge, or want to learn about the advanced tips and techniques for building a top-tier credit profile, this course is for you!
No matter what the scenario or how complicated you may think personal finance and credit is, this class gives you the foundational training you need to become proficient with personal finance and personal credit – and start achieving your personal financial goals!
Here are 7 rules to live by for your personal finances:
- Avoid credit card debt that is spent on liabilities
Credit card borrowing rates are egregiously high and paying those rates is an easy way to negatively compound your net worth. If you carry credit card debt for a prolonged period of time, you’re not ready to invest your money in the markets. Make sure if you are carrying a balance, you’re buying assets.
- Building credit is important
Likely the biggest expense over your lifetime will be interest costs on your mortgage, car loans and student loans. Having a solid credit score can save you tens or even hundreds of thousands of dollars by lowering your borrowing costs.
- Income is not the same as savings
There is a huge difference between making a lot of money and becoming wealthy because your net worth is more important than how much money you make. Having a high income does not automatically make you rich; having a low income does not automatically make you poor. All that matters is how much of your income you set aside, not how much you spend.
- Saving is more important than investing
Pay yourself first is such simple advice, but so few people do this. The best investment decision you can make is setting a high savings rate because it gives you a huge margin of safety in life. You have no control over the level of interest rates, stock market performance or the timing of recessions and bear markets but you can control your savings rate.
- Live below your means, not within your means
Living within or above your means is how you end up going from paycheck to paycheck without ever truly building wealth. The only way to get ahead is by living below your means and setting aside a portion of your income for the future.
- If you want to understand your priorities, look at where you spend money each month
You have to understand your spending habits if you ever wish to gain control of your finances. The goal is to spend money on things that are important to you but cut back everywhere else. And if you pay yourself first, you don’t have to worry about budgeting. You just spend whatever’s leftover on the things that truly matter to you.
- Automate everything
The best way to save more, avoid late fees, and make your life easier is to automate as much of your financial life as possible. The goal is to make the big decisions up front so you don’t need to waste so much time and energy tending to your finances.
Our Promise to You
By the end of this course, you will have learned credit and personal finance.
30 Day Money Back Guarantee. If you are unsatisfied for any reason, simply contact us and we’ll give you a full refund. No questions asked.
Get started today and learn more about credit and personal finance.
|Section 1 - Personal Finance And Credit Mastery Intro|
|Downloadable Course Resources||00:00:00|
|The Game Of Credit||00:00:00|
|Why The Rich Get Richer||00:00:00|
|Biggest Secret Of The Rich||00:00:00|
|The Power Of Compound Interest||00:00:00|
|What’s Your End Goal?||00:00:00|
|Section 2 - Personal Finance Mastery|
|What Exactly Is Money?||00:00:00|
|Rules Of Personal Finance||00:00:00|
|Assets Vs Liabilities||00:00:00|
|The Psychology Of Debt||00:00:00|
|Good Debt Vs Bad Debt||00:00:00|
|Analyzing Your Spending Habits||00:00:00|
|Section 3 - How To Get Elite Credit Status|
|Understanding FICO Credit Scores||00:00:00|
|Why You Need Elite Credit Status||00:00:00|
|How Your Score Is Calculated||00:00:00|
|How Tradelines Work||00:00:00|
|Revolving Vs Installment Credit||00:00:00|
|Secured Vs Unsecured Credit||00:00:00|
|Credit Card Tiers||00:00:00|
|Building Your Credit Foundation||00:00:00|
|Ten Credit Laws||00:00:00|
|Section 4 - Intro To Business Credit|
|Intro To Business Credit||00:00:00|
|Set Up Your Business Credit Correctly||00:00:00|
|Business Credit Bureaus||00:00:00|