My name is Candi Carrera. Born in 1972, I have been a value investor since 2001 with 90% of my personal savings invested in blue chip companies. One of my core principles is to never borrow money when investing in the stock market. I keep the remaining 10% as a permanent cash reserve to buy more stocks when markets get irrational & depressed which happens regularly. At the age of 50 and thanks to value investing learned from Warren Buffet & Benjamin Graham, I was able to "retire" and live today from the passive stream of income that my value investing portfolio delivers. My personal mission is to help people reach their financial independence by teaching them value investing. My main attitude as value investor is to buy shares as if I would be buying the whole company, acting as a business owner and understanding the business I am investing into. During bear markets, investors are depressed and become pessimistic. I take the opportunity during those periods to buy great companies at low prices. As famous investor John Templeton said : "If you want to have a better performance than the crowd, you must do things differently from the crowd". My courses aim at developing a strong investing mindset in order to make better investment decisions and being able to develop and grow a stream of passive income. In parallel to being a value investor since 2001, I have been in many Senior Management positions during my career running companies up to 200 MUSD in annual revenue. Currently I am serving as independent board director in 2 companies in Luxembourg & Dubai/UAE and also running 36 Square Capital our family-owned holding company. From an educational background perspective, I have a Master in Business Administration from University of Lorraine (France) and a Certificate in Value Investing from University of Luxembourg and INSEAD IDP-C trained. I have also been mentoring young entrepreneurs in Luxembourg & university spinoffs since 2010. Last but not least I try to be a good husband and father to my wife & 2 children.